Hanseatic Bank awa7 Visa Kreditkarte

I finally wanted a real credit card instead of a debit card – the trigger was a rental car. At the rental station, the deposit is blocked on the card, and many rental companies only accept a real credit card with a credit line. That's exactly where my old card left me hanging. In addition, there is an annual fee of 0 €, permanent and without minimum turnover or salary receipt. And abroad no foreign currency fee – I pay in any currency without the usual surcharge of around 1.75%, cash withdrawals included. For travel, exactly what I was looking for. My most important tip: Set the installment payment to 100% right at the beginning in the app. Then the complete amount is debited every month and no interest is accrued. If you leave the default setting in place, you will accrue over 20% interest after the first three months. If you change that, you have a really completely free travel card. The fact that trees are planted or forest protection projects are supported per ticket turnover was not my reason for buying – but a nice side effect.